[Rumored Nerf] U.S. Bank Smartly Changes After April 14th: Exclusions on 4% Earn (Tax,

A rumor on r/creditcards tells of changes coming to the U.S. Bank Smartly card, beginning April 14, 2025: Bonus earn rate now excludes: Educational/school, gift cards, insurance, taxes, business-to-business transactions, and third-party bill payments. Any earning bonus is now capped at 10k/spend per statement cycle. For NEW cardmembers who sign up after April 14th: only [...]

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By Chuck